SBA loans for individuals, renters and businesses available in eligible localities
Hurricane Irene Info:
All residents who have experienced structural damage as a result of Hurricane Irene, Aug. 26-28, should report it to their local emergency management office. A statewide list is available at https://lemd.vdem.virginia.gov/Public/Default.aspx.
- Low-interest disaster loans from the U.S. Small Business Administration are available in New Kent County and the city of Petersburg. The following adjacent localities also are eligible: the counties of Charles City, Chesterfield, Dinwiddie, Hanover, Henrico, James City, King and Queen, King William and Prince George and the city of Colonial Heights.
- Although damage was reported in other localities, the damage did not meet the threshold to qualify for federal disaster assistance.
- Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property. Businesses and nonprofit organizations of any size may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets.
- The SBA is opening outreach centers in New Kent and Petersburg to help individuals with their applications:
New Kent Visitor Center
7324 Vineyards Pkwy.
New Kent, VA 23124
Sept. 27 – Oct. 6: 10 a.m. to 7 p.m.,
Oct. 1: 9 a.m. to 1 p.m. (closed Oct. 2)
100 W. Washington St.
Petersburg, VA 23803
Sept. 29 – Oct. 6: 10 a.m. to 7 p.m.,
Oct. 1: 9 a.m. to 1 p.m. (closed Oct. 2)
SBA’s customer service representatives will be on hand at the Disaster Loan Outreach Center to answer questions about the disaster loan program, explain the process, issue and help individuals complete their applications.
Eligible residents can apply for an SBA loan at http://www.SBA.gov.
If you need help:
- Apply for a low-interest loan from the SBA at http://www.SBA.gov.
- Check with local social services department or local emergency manager to find out if agencies and organizations in your area are offering help.
- Call 211, which is a 24/7 service by the Virginia Department of Social Services. Operators can help answer questions from citizens and also have access to resources that may be available.
- Some voluntary organizations are responding to specific needs in communities. Local emergency managers usually know which organizations are working in their communities. A statewide list of emergency management offices is available here.
If you want to help:
- Donate money to help Virginians affected by disasters through the Virginia Disaster Relief Fund. The fund is designed to work through charitable organizations, which, in turn, help individuals. A website has been created to process credit card donations at http://www.disasterfund.virginia.gov/. Those who wish to write a check can do so by making checks payable to the Treasurer of Virginia with “Virginia Disaster Relief Fund” noted in the memo line. Send checks to Comptroller’s Office, P.O. Box 1971, Richmond, VA 23218-1971. Donations are tax deductible.
- Volunteer your time to local charities and faith-based organizations. Volunteer wisely. An influx of unexpected or unneeded volunteers can make the process even more difficult. Before traveling to the disaster area, learn if and when your skills are needed. Virginia Voluntary Organizations Active in Disaster is an organization of nonprofit and faith-based groups whose mission includes programs either in disaster preparedness, response and/or recovery. Find a list of active groups at www.vavoad.org.
- Make a donation to local charities and faith-based organizations. Visit the National Donations Management Network at http://www.aidmatrixnetwork.org/fema/states.aspx?ST=Virginia to learn about Virginia VOAD organizations and to make a donation. The NDMN also shows companies and organizations the goods that are needed in large volumes and how to make high quantity donations.
- Donate goods through an experienced organization. Some relief agencies may have the structure in place to store and distribute donated goods. To prevent waste, donations of goods should be made only to agencies that have requested specific items.
Impact of Irene in Virginia
- Five fatalities – one in Newport News, one in Brunswick County, one in Chesterfield County, one in King William County and one in Henrico County – were confirmed.
- At the storm’s height, there were about 1.1 million customers without power. This was the second highest level in Virginia history, second only to Isabel in 2003. All outages related to Irene were restored in about a week.
- About $46 million in agricultural-related damages was reported by 25 localities.
Before Irene Hit Virginia
- At Governor McDonnell’s request, Virginia received a pre-landfall federal emergency declaration Aug. 26 to help local governments and state agencies respond to the storm. More local governments were added to the emergency declaration Aug. 30.
- This is not the type of federal declaration that provides assistance to individuals.
Be ready. Be willing to help.
Virginia Disaster Relief Fund
How is the money distributed?
Fund proceeds will be distributed to local long-term recovery groups, members of the Virginia Voluntary Organizations Active in Disaster and other non-profit and faith-based organizations as a grant.
Many of these groups work directly with individuals and families following a disaster.
How else can I donate?
The Virginia Disaster Relief Fund benefits projects that include: repair or rebuilding of underinsured dwellings, transportation assistance, replacing essential household items, helping renters establish new rental residence, temporary living expenses while recovering from loss, and more.
How can I donate?
If you want to help, send checks made payable to the Treasurer of Virginia with “Virginia Disaster Relief Fund” noted in the memo line to:
P.O. Box 1971
Richmond, VA 23218-1971